Life Insurance: Life is Good

Life Insurance can be a crucial tool in estate planning, wealth transfer, and as a cash accumulation vehicle offering benefits that go beyond traditional income replacement to a beneficiary. At Zenith Marketing Group, we are all about LIFE. We will help you fit Life Insurance into your client's financial profile, even in those difficult to place cases.

Products:

  
  • Individual Universal Life
  • Return of Premium Term
  • Survivorship Universal Life
  • Whole Life
  • No-Lapse Guaranteed UL
  • Single Premium Whole Life
  • Level Term Life
  • Simplified/Guaranteed Issue Life
  • Fixed Index Universal Life
  • Final Expense Life
  • No-Lapse Guaranteed Survivorship UL
  
   

Services & Incentives:

  
  • Illustration Support
  • Pre-Sale Underwriting Guidelines
  • Life Insurance Policy Review
  • Case Shopping
  • Term Life Comparisons
  • Table Shave Programs
  • Estate Planning Projections
  • Case Studies
  • Product Design
  • Continuing Education Classes
  • Competitive Analysis
  • Product & Sales Seminars
  • Online Term Quote Engine
  • Online Case Status
   

Marketing Concepts:

  
  • 412(i) Plans
  • Estate Tax Minimization
  • Life Insurance Policy Review
  • Charitable Legacy Planning
  • Split Dollar Rescue
  • Premium Finance Strategies
  • Life Settlements
  • Business Needs Planning
  • Credit Shelter Max
  • Pension Rescue
  • Family Legacy Planning
  • Executive Benefit Planning
   

Underwriting & Impaired Risks.
Zenith Marketing Group is your one stop solution for hard to place cases. With professional underwriters on our staff and over 40 life insurance carriers at our disposal, we can provide expert underwriting assistance, efficient case management - everything you need to get the best decision for your client.
 
  • First Look trial applications - specially designed for informal inquiries
  • Online Underwriting Guidelines - quote the right class from the start
  • Impaired Risk Questionnaires - tools to help gather critical information
  • Ability to Shop and Place cases approved "other than applied for"
  • Carrier-Specific Table Shave Programs
  • Simplified/Guranteed Issue Multi-Life Programs
 

Carriers:
  • Allianz Life Insurance Company of North America
  • Allstate Life Insurance Company of New York
  • American General Life Insurance Company
  • American National Insurance Company*
  • Assurity Life Insurance Company
  • Aviva Life & Annuity Assurance Company*
  • AXA Equitable Life Insurance Company
  • Banner Life Insurance Company
  • Columbus Life Insurance Company
  • Columbian Financial Group*
  • Companion Life Insurance Company of New York
  • Fidelity & Guaranty Life Insurance
  • Fidelity Security Life Insurance Company
  • Foresters
  • Genworth Financial*
  • Guardian Life / Berkshire Life Insurance Company of America
  • John Hancock Life Insurance Company*
  • Liberty Life Assurance Company of Boston
  • Life Insurance Company of the Southwest
  • Lincoln Financial Group*
  • MetLife*
  • Minnesota Life Insurance Company*
  • National Life Insurance Company (Vermont)
  • Nationwide Life Insurance Company
  • New York Life Insurance Company
  • North American Company for Life and Health
  • OneAmerica
  • Oxford Life Insurance Company
  • Penn Mutual Life Insurance Company
  • Presidential Life Insurance Company
  • Principal Life Insurance Company
  • Protective Life and Annuity Insurance Company
  • Protective Life Insurance Company
  • Prudential Financial*
  • Reliastar Life Insurance Company*
  • Savings Bank Life Insurance Company of Massachusetts
  • Security Life of Denver Insurance Company
  • Security Mutual Life of New York
  • Transamerica*
  • Union Central Life Insurance Company
  • United Home Life Insurance Company
  • United of Omaha Life Insurance Company
  • United States Life of New York
  • William Penn Life Life Insurance Company of New York

*Includes NY Companies